What can I do if someone is using my address to get credit?
No one is allowed to use your address for whatever reasons without your knowledge. If this happens, this can be classified as fraud. So, how can you stop this from happening?
In most cases, you will find that someone will try to use your address to access credit. Credit applications required proof of address. To stop this fraudulent use of your address, you need to update your details with the Electoral Roll to ensure that it only has your details. Furthermore, if you suspect that someone is making fraudulent credit applications using your address, if worth contacting Citizens Advice to inform you of the best action to take. Please note that although another person can use your address to obtain credit illegally, this does not affect your credit rating. However, to be on the safe side, you need to confirm this from various credit reference agencies such as Call Credit.
Additionally, you can also report this to the law enforcers. You also need to contact the council if you note that someone is using your address to claim benefits fraudulently.