Guide to Disability Benefits

Disability is a serious issue that affects many people globally. Every nation, therefore, has different sets of benefits to help such people overcome many hardships and injustices that they may face. These usually include a set of rules and benefits that make life easier for the disabled. In the UK, some of the benefits that disabled people may get are the universal credit, attendance allowance, personal independence payment, disability living allowance and employment and support allowance among others.

ESA

Although the employment and support allowance which is also known as ESA was only put in place to replace incapacity allowance, it remains as one of the best benefits for the disabled. It specifically targets people who cannot work because they are sick or disabled whether it is a permanent condition or temporary.

Requirements…

National insurance number, a medical certificate, details of your doctor like address, recent tax bill, employer’s details, bank account number, any income you have and your mortgage or rent details. You must also be over 18 years.

How to apply…

Applying for this benefit is directly related to the universal credit benefit. Those who are in areas that already have the UC benefit can get the “new style” ESA while others can apply for the contributory/income-related ESA. The contributory ESA is determined by your ability to contribute to the national insurance while the income-related one depends on your “means”.

To claim your “new style” ESA, you can call or text 0800 328 5644 or 0800 328 1344 respectively. For the contributory or income-related ESA, call or text 0800 055 6688 or 0800 023 4888 respectively. Those in Northern Ireland can call 0800 085 6318 or text 0800 328 3419 while those speaking the Welsh language can call 0800 012 1888.

After calling you’ll have to fill a form and have a face to face assessment where you’ll be required to fill a questionnaire.

Payment…

Successful applicants will get £29.05 per week if placed under the work-related activity group and £37.65 if placed under the support group.

Person independence payment

Also known as PIP, this benefit aims at taking care of the personal daily costs that disabled incur. It’s divided into two components namely the daily living and mobility.

Requirements…

Phone number, insurance number, date of birth, bank account number and code, your doctor’s details and details of any time you’ve been in hospital. You also have to be between 16 and 64 years.

How to apply…

Call 0800 917 2222 or text 0800 917 7777. After that, you’ll fill a form that assesses your mental health, learning disabilities and any physical conditions you may have.

Payment…

The standard rate for the daily living component is £57.30 while the enhanced rate is £85.60. Those under mobility component will get a standard rate of £22.65 and enhanced rate of £59.75.

Disabled student allowance

This targets disabled university students at undergraduate and postgraduate level and aims at helping them cater for their extra needs.

Requirements…

You have to be a student with mental impairment problems, long-term diseases or any other disability.

How to apply…

Application process depends on where you are. Those in Scotland can apply the student awards agency Scotland while those in England can apply through the student finance England. If you’re in Northern Ireland contact the student finance Northern Ireland and if in wales go through the student finance wales.

Attendance allowance

This benefit is for the elderly who cannot take care of themselves and therefore need someone else to look after them constantly. It doesn’t depend on your means.

Requirements…

You have to be over 65 and need constant care due to a medical condition or disability.

Application…

Call 0800 731 0122 or text 0800 731 0317.

Payment…

The higher rate will attract a parent of £85.60 and lower rate will get £57.30 every week.

Carer’s allowance

Those who care for others for over 35 hours a week can use this benefit if they have low income. The person you’re taking care of must be getting either the PIP’s daily living component, DLA high care rate or attendance allowance.

Requirements…

Insurance number, date of birth, DLA reference number of those being cared for by those under 16, bank account number and code, employment details for those currently employed or a P45.

How to apply…

You have to apply for a carer’s assessment from the local social service department in order to evaluate your situation. This will then be used to determine your suitability for the benefit.

Payment…

If approved, you’ll get a weekly rate of £64.80.

Council tax discount

This benefit applies to those who are severely impaired and are being cared for by spouses or family members. Those who require large spaces to live in like those in wheelchairs can also apply. It is only applicable to those who live in Wales and England, and is given by the local council department.

Housing benefit…

Although it’s being replaced by the universal credit, this benefit is still helpful to those who live in areas where the UC isn’t applicable yet. It aims at helping people with disability on low income cater for some of their housing needs.

Requirements…

You have to have more than 3 children, live in a temporary accommodation premises or live a supported housing that has special amenities like alarms or wardens. You must have also reached a state pension age.

Payment…

The amount you get depends on several factors such as your income, the number of people in your house, spare rooms and eligible rent. After all the calculations you may get a rate ranging between £268.46 and £429.53 every week.

Disabled facilities grant

This is a benefit that helps disabled people renovate their homes. It is issued by the local council after they ascertain that you need to make changes to accommodate your disabled status such as installing a ramp for a wheelchair or enlarging your rooms for the same. Eligibility and the benefit amount depends on every council and is disclosed upon inquiry.

Conclusion…

Disability benefits UK helps make the citizen’s lives better. There are many categories that cater to various types of needs. The blind for instance can get television license discount which gives them a 50% discount on television licenses. Those who are above 75 years can also get a free television license. Although some specific details may differ in different areas, the eligibility factors and payment basics are similar. You can contact the relevant bodies through government websites or local council to get the help you need.

We hope this guide has helped you, check out our other money-saving guides here https://www.extremecouponing.co.uk/category/guides/


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